APA Style

JOO, L, K. (2003). CREDIT FACILITIES FOR SMALL AND MEDIUM INDUSTRIES . : UTUSAN PUBLICATION & DISTRIBUTOR SND BHD.

MLA Style

JOO, LEE, KHEE. "CREDIT FACILITIES FOR SMALL AND MEDIUM INDUSTRIES". : UTUSAN PUBLICATION & DISTRIBUTOR SND BHD, 2003. Text.